Retirement Options

 
You have worked hard all your life; you have saved hard all your life, now you need to ensure that your money is working hard for you and at the point of retirement, you have to make some very important decisions as to how you will take your income. This is your opportunity to select the most appropriate method of income, so it is important that you consider all of the facts. 

We will need to establish:

  • Your income requirement
  • Tax position
  • State of health
  • Other dependant, such as a spouse or partner
  • Attitude to investment risk
  • Other financial resources available, such as, Investments, Property rental income, etc...

Once the above factors are known, we can provide suitable advice to you on all of the Retirement Options available:

  • Annuity Purchase
  • Investment-linked Annuities
  • Impaired Life Annuities
  • Pension Fund Withdrawal (Income Drawdown)    
  • Phased Retirement, which can incorporate all of the above
  • Alternatively Secured Pension
  • Family SIPP

You usually only get one chance to take your retirement options, so it’s important that you make the right decisions. Whether it is a guaranteed income that you require or flexibility to provide maximum tax efficiency, we can advise on the most suitable strategy for you. 

Newsletter
Testimonials
Make an enquiry
Contact us

 

Liverpool Office

Cable House
47 Cheapside
Liverpool
Merseyside
L2 2SX

Tel: 0845 456 4404
Fax: 0845 456 4405
(location map)
 

London Office

1 Cornhill
London
EC3V 3ND

Tel: 0207 743 6558
Fax: 0207 743 6559
(location map)