News

view all our latest news stories here...

Residential Mortgages

With thousands of different mortgages on offer, it is important that you receive specialist mortgage advice and that the advice is independent. At Fraser Wealth Management we pride ourselves on being able to research the whole market place, including exclusive intermediary deals and lender direct deals before we make our recommendations.

There are two main ways of repaying your mortgage, repayment and interest only and we will help you choose the right method that suits your requirements.

  • Repayment mortgage – with this method, every payment you make is paying the interest and the capital (amount borrowed). Therefore the balance reduces from day one and if you make all your payments for the agreed term you will have paid off the mortgage.
  • Interest Only mortgage – with this method, each payment is purely paying the interest on the mortgage and the amount borrowed will remain the same. To repay the mortgage you should consider making payments to a suitable investment, such as an ISA or a pension or have an alternative plan.
  • Protecting your mortgage – whichever type of mortgage you choose, it is important that it is protected. A wide range of policies are available covering death, critical illness, unemployment, sickness and disability. More details can be found in our Protection Planning section of the website.
Your home may be repossessed if you do not keep up repayments on your mortgage.Some form of mortgages are not regulated by the FSA

 

Newsletter
Testimonials
Make an enquiry
Contact us

 

Liverpool Office

52 Tithebarn Street
Liverpool
Merseyside
L2 2SR

Tel: 0845 456 4404
Fax: 0845 456 4405
(location map)
 

London Office

1 Cornhill
London
EC3V 3ND

Tel: 0207 743 6558
Fax: 0207 743 6559
(location map)